It doesn’t matter whether you are billionaire or not, you will always feel the need to save money on your household. For those who do not know how to, these 6 steps can help you. Shop Wisely Shopping involves budgeting so it would be better for you to budget or plan to avoid overspending. With […]


Smart Ways to Use Online Loans

by on November 15, 2017

If you are in an emergency that requires money, an online may be the lifesaver you need. Unlike traditional banks, online lenders usually do not check your credit score or require you to have a guarantor or collateral. The process of applying for an online loan also eliminates the bureaucracy and paperwork of traditional banks […]


If you are just starting out as an investor, making large short-term profits can be enticing. While active trading can be an effective way to make money, it requires considerable time, knowledge, and financial resources. Long-term investing may not necessarily be a more profitable option, but it is generally less risky and can provide a […]


Mobile phones have come a long way in recent years. Incredibly detailed touchscreens, a host of downloadable applications and 4G wireless connectivity are a few advancements which have served to define the industry. Still, not all of us can afford cutting-edge models such as the new iPhone expected to be unveiled in September. Those who […]


Finding the right financing deal is essential to the survival and growth of your business. However, this is not easy to achieve if you have a poor business credit score. Your business credit score can have a significant impact on your ability to secure a favorable business loan. If you want to get the best […]


None of us know how long we are going to live. And, when you factor in variables like inflation, it is hard to say with precise accuracy how much money you will need when you retire. Fortunately, there are a few solid tips that will help you live comfortably, even if you reach the ripe […]


We all know that making money is influenced by the level of risk you take. If you take on a low level of risk then your money is protected but your returns are very limited. On the opposite end, if you take on a lot of risk you could easily double or triple your money, […]


Contrary to popular belief this is not something that started with the coming of the space age. Money has always had an abstract value. The value for which you get when you use paper money or coins is an implied value. This means that the object that you are using as currency is in itself […]


When you are budgeting for four years to be spent on a college campus, it can be easy and quite tempting to believe that your costs will be limited to only those line item expenses such as tuition, books, fees, and room and board. That just isn’t the case, though. Many students and parents will […]


Tips On How To Save Money

by on March 23, 2017

It is very essential that every adult person stores away money to use when they are no longer able to work. Whether we like to admit it or not that day is going to arrive. Well, unless you end up being a victim of “premature death”. But a very popular lifestyle guru says that living […]


4 Resources That Will Help You To Become a More Effective Trader

December 15, 2016

Let’s start with a basic fact; trading online is hugely popular. One of the most popular choices for traders is the forex markets. In fact, its liquid and profitable nature has created an entity that dominates the financial marketplace, creating huge opportunities for traders armed with knowledge and a healthy appetite for risk. While the […]

The Essentials of CFDs

October 26, 2016

A Contract For Difference (CFD) is an Over The Counter (OTC) contract between two parties, where one party pays the other party an amount determined by the difference between the opening and closing price on the contract. The price at which a particular CFD contract is traded, and the price at which it is valued, […]

Which Type of Loan Should You Get?

October 6, 2016

Finding a loan is a lot like finding a job. The more you need it the harder it is to get one! And just like finding a job, it’s important that you look in the right place and find the right type of loan for you. The first step in finding the best loan for […]

What Are You Paying For: A Break Down Of Your Energy Bill

August 16, 2015

Every month millions of U.S. households pay their electric and gas bill without fully understanding where their money goes. What is it you are paying for? The answer, of course, is energy, which comes in the form of electricity, generated by coal and gas-burning power plants, hydro plants, nuclear power plants or, increasingly, by solar […]

Making 2016 a Year for Financial Stability

July 30, 2015

The beginning of a new year can be liberating for people who struggled financially in the past. Flipping the calendar from 2015 to 2016 encourages everyone to reevaluate their lives. An important part of this renewed look is a review of your finances. Recent economic problems have hit families, couples, and individuals hard, leading to […]

The Long Term Effect of Long Term Debt

March 31, 2015

Borrowing is a part of the average American’s life. You get a loan to buy house, a car and go to school. Many also borrow for TVs, furniture, appliances, vacations, remodels and practically anything else. A mortgage or student loan isn’t a big deal is it? Everyone finances this kind of stuff, right? Most do […]

Choosing Cash or Credit Card in the Right Situations

March 13, 2015

As consumers, we think much more about comparing products rather than comparing methods of payment. Cash, debit cards and credit cards are seen as interchangeable when stopping for gas or buying food. This assumption is common among most consumers because retailers have made buying with cash or card incredibly easy. For example, we can swipe […]

Tips to Saving Money on Satellite Subscription Services

February 18, 2015

When you’re not out soaking up the sun or taking in the sights of sunny Florida, you’re likely at home enjoying a little television or quality time with the family. Becoming increasingly popular for subscription services is satellite television. Many consumers have been able to find great subscription services at a fraction of what it […]

Think Twice Before You Buy a Sears Home Warranty

October 31, 2014

Our appliances started malfunctioning early this year.  Our microwave stopped working, the fridge water line was leaking, our clothes dryer wasn’t working properly, and the pump in our standalone icemaker stopped working.  Indeed, we had a lot of issues with our appliances and the affected products spanned 3 different brands of products (GE Café, Kenmore and […]

How To Buy A Used Car: Motivation, Research & Financing

October 18, 2014

Looking for a new set of wheels? Buying brand-new can be a punch in the pocketbook, since a car depreciates around ten percent as soon as you drive it off the lot and about a quarter of its original value after two years. However, used cars worry some wary customers. Is the previous owner knowledgeable […]

Quick Returns for Your Money

August 4, 2014

Have you ever gotten impatient with your investments and wanted to get some immediate results?  Or maybe you’ve set aside some money into a slush fund that you’d like to speculate with?  Whatever the case, every now and then there comes a time when speculating with your money seems like the right thing to do.  […]

The Art of Online Shopping: Diligence, Service Life & The Three R’s

June 13, 2014

A frugal lifestyle isn’t just about trying to cut corners to save a few dollars. It’s a complete rewiring of your mindset when it comes to consumerism. The big things to strive for when adopting a frugal lifestyle include: Using diligence to research with the companies you buy from Understanding the lifetime value of a […]

What to Do When Your Debt Is Too Much

June 5, 2014

Most people don’t plan on getting in debt, and nobody plans on getting in so much debt that they can no longer handle their payments.  However, life happens and between our bad choices, our rationalization of choosing debt, bad luck, and unforeseen circumstances, many of us find ourselves in more debt than we know what […]

Stop Worrying About Taxes and Get the Help You Need

May 5, 2014

Each year, you may file your tax return with confidence. As an honest person, you may do everything possible to ensure the accuracy of your return. This reduces the likelihood of an issue with the federal or state government. But even if you believe that you’ve done everything correctly, issues can arise. If you work […]

5 Creative Ideas for Making Money

February 17, 2014

There are lots of ways to make quick money, especially if you’re creative.  Here are five ideas you may want to consider next time you’re looking to make a quick buck. Sell Your Services You can sell your services easier than you think.  And by services, you don’t have to be a professional at anything.  […]

Apps To Help You Manage Finances

February 3, 2014

With mobile apps for everything from games, to ghostbusting, to watermelon ripeness testing, anyone with a smartphone can do anything with it. Managing finances used to mean sitting at a desk in a home office surrounded by filing cabinets. Now the tech-savvy (and the rest of us) can manage financial matters anywhere and access financial […]

Make Some Money For a Rainy Day

October 17, 2013

Would you like to make some money in your spare time?  Money for a rainy day?  Money for a special treat?  Or money used to buy gifts (like me)?  Let me tell you about one of the ways that I make a little extra money each year. First of all, I’ll be real honest here and not try to […]

Three Things You Need When Buying a House

October 10, 2013

If you’re buying a house, furniture and decorations may top your list of things to pick up from the store. But although these items are important in creating a nice cozy feel, these aren’t the only things to worry about when purchasing a new place. Important actions must be made to ensure that you are financially […]

Double Your Retirement Savings by Investing Early

October 3, 2013

“If you would be wealthy, think of saving as well as getting.” –  Ben Franklin Most 20-somethings are considering the future, but aren’t necessarily planning for retirement. Young people are preoccupied with the now, because there’s a lot of pressing matters. Figuring out where to live and what can be afforded takes precedence over retirement […]

How to Research a Stock Before You Invest

September 24, 2013

Being employed as a stock research analyst taught me a thing or two about what it takes to find a good stock to invest in.  It taught me that while many companies’ stocks look cheap or attractive on paper, they are usually cheap for a reason.  If you’re willing to research the company of the stock you want to invest in before […]