June 2012

Managing Money In College

by on June 28, 2012

Starting college can be daunting. For most it is the first time that they are away from their parents and subsequently have to begin to take care of themselves. Managing money can be a very difficult part of college life because it is something that a lot of people have not had a lot of […]


As the credit card industry gets revamped, courtesy of the government trying to protect consumers, new credit card fees are on the rise, and the credit card companies are sticking them to you as often as they can.  Here are four fees that are very common and should be avoided if possible.  Often, if you […]


If you’re big on the green movement, which everyone should be in my opinion, then you’ve probably at least thought about installing solar panels.  Solar panels can save you both money and energy, and are a great investment in some cases.  I say some cases, because after doing my research and looking around, I decided […]


Every parent worries about how their kids will manage money regardless of socioeconomic status; no one wants their child to be broke or reckless with their money. Instilling good fiscal habits in your children starts when they are young, so really it is never too early to start teaching your kids how to invest their […]


It is important to manage your money wisely; you want to be putting away for retirement, saving for your kids to go to college, while simultaneously making sure that you pay your taxes and insurance and all the other bills you accumulate. This is often too much for the average person to keep track of, […]


There are billions of tips and pieces of advice on how to manage your money and countless ways to save pennies and dollars with sales, coupons, etc. While that advice is sound, it could also lead to a full time job that many people simply do not have the time for. Aside from that, it […]


If you’re trying to figure out more information about hard money loans, chances are you are looking to get some type of construction or bridge loan.  That’s because hard money construction loans are really only a temporary solution to funding a property or construction project.  Here is a quick and easy way to learn and […]


Starting to invest early (when you’re a college student) definitely has plenty of benefits. The power of time and compound interest will be on your side. Investments with slow growth and low risk have time to mature and if the risks you take in your portfolio fail, you have time to recover and bounce back. However, regardless […]


The expenses of college seem to add up quickly. Your bank account is already being drained by rising tuition, books and food. Now you have to pay for housing and in addition, all the dorm stuff to go in it. Surprisingly, it’s the dorm items that can make you break bank and dip further into […]


How To Save Big On Taxes

by on June 13, 2012

What time of year causes headaches, stress and frustration for millions of Americans every year? Tax time. Tax time causes more stress than demanding in-laws and drunken cousins at holiday parties. Fortunately, the tax code works for you in many ways, some complicated and some obscure. Here’s a start to demystifying deductions and getting the […]


Why and How to Lower Your Investment Management Fees

June 12, 2012

Would you agree with the statement that “the average actively managed fund does not beat the market”?  If so, then this advice on how to lower your investment fees will especially apply to you. First of all, let me start by saying that, on average, actively managed mutual funds do not outperform the market indexes […]

Why Property Taxes Matter When Buying a Home

June 11, 2012

I remember buying my first house.  I didn’t even consider the property taxes when I wrote the offer.  I assumed that they are what they are, and I can’t change that.  What I didn’t take into account, is the long term impact of paying property taxes.  In this post, I’d like to talk about why […]

Are Unions Good or Bad for the Economy?

June 5, 2012

Are unions good or bad for the economy?  As with most economic topics, this question is heavily debated. Ask yourself, what is your opinion about unions?  Most people have their minds made up on whether they are good or bad.  I’m guessing that the people that like unions the most are people that are in a union themself.  […]

What to Know About Budget Deficits

June 1, 2012

Budget deficits are evil right?  At least that’s the common opinion, which I mostly agree with.  However, I read an article today that says that makes an economic argument against that stance (I’ll provide details below). The first thing you should know is what a budget deficit is.  Quite simply, it’s when the government spends more […]