Ways to Save Money, Budget, Invest and Retire.
We all know that a savings account is a good idea. The more savings you have put aside for a rainy day, the more comfortable you’ll feel about your future. After all, it’s impossible to predict what happens in your life from one year to the next. A good savings account will ensure that you’re […]
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You’ve finally realized the significance of getting your finances in order and have taken great strides to develop a budget that works for you and your family. Things seem to be going well, but at the end of the month, you’ve spent several hundred dollars that you can’t account for? Something’s not adding up and […]
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Do you have a loved one that is unable to live independently on their own? If so, you’re likely faced with the grueling decision to place them in a nursing home facility or assisted living center so that they can get around the clock care. But has the thought crossed your mind to have them […]
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The beginning of a new year can be liberating for people who struggled financially in the past. Flipping the calendar from 2015 to 2016 encourages everyone to reevaluate their lives. An important part of this renewed look is a review of your finances. Recent economic problems have hit families, couples, and individuals hard, leading to […]
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Personal finance covers a broad range of topics from the act of making money to budgeting, and onward to saving and debt reduction. Money is an interesting topic because it’s something we all come in contact with on a daily basis; it’s often both the solution and cause of our problems. Those who understand how […]
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If you are looking to start a budget spreadsheet, but don’t really know how to get started, then we have a few videos that can help you create your own personal budget. To start, you’ll need to get yourself a spreadsheet program. We like to use OpenOffice.org as it is free and is almost identical […]
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I’ve been asked a few times about the differences between forecasting and budgeting, as many people understandably think they are the same thing. In some cases, they may be close to the same thing, but there are really some nuances between the two that make them distinctly difference. Here, I’ll try to go over a […]
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I understand how politics work. Well, at least I understand how politics don’t work. But seriously, when you look at how you run your own household budget you should expect your government to run the same type of budget, right? Okay, maybe your personal budget can’t influence the government, but at least you can vote […]
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With the Holidays rapidly approaching and the economy still in the dumps, there are millions of households that are looking to save a little money this Holiday season. The most important thing to remember is that the Holidays are all about feelings, and not about money and material things. Technically, all Holiday spending is unneccessary. […]
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When it comes to managing your money, there are lots of reasons you should create a budget. Budgeting doesn’t just mean setting aside a specific amount of money for each expense each month, but really means learning, analyzing and improving your finances each month. The majority of people that think they are budgeting aren’t really […]
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