October 12, 2011
It is greatly debated as to what risk category a credit score falls under. The credit rating companies don’t disclose their calculations for credit score and the companies and lenders that use credit scores, generally set their own standards for juding credit scores. For those reasons, there are no set in stone guidelines for classifying […]
August 23, 2011
Credit cards are an important part of learning money discipline. They also offer convenience and help you build your credit score, which in the long run can save you thousands of dollars in lower interest rates. I’ve used credit cards three different ways throughout my life: When I was in college I used them to buy […]