household budget

I understand how politics work.  Well, at least I understand how politics don’t work.  But seriously, when you look at how you run your own household budget you should expect your government to run the same type of budget, right?   Okay, maybe your personal budget can’t influence the government, but at least you can vote […]

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Four Reasons to Budget

by on November 16, 2011

When it comes to managing your money, there are lots of reasons you should create a budget.  Budgeting doesn’t just mean setting aside a specific amount of money for each expense each month, but really means learning, analyzing and improving your finances each month.  The majority of people that think they are budgeting aren’t really […]

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The Key to Household Budgeting

by on October 5, 2011

Many people think that the key to having a healthy household budget is making a lot of money.  They are wrong.  The key to a creating, managing and improving your personal budget is financial discipline.  To have financial discipline, you must be driven, motivated and determined to improve your finances. We all know someone who makes a ton […]

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So you’re ready to start filling out your household budget worksheet?  We’ve created a fairly detailed yet easy to complete free openoffice and excel household budget worksheet to help you get started.  Start by downloading your preferred version and then we’ll go over the instructions.  If you don’t have Microsoft Office you can download a […]

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Start Your Household Budget

by on August 3, 2011

The first thing you need to do before you start your household budget worksheet is to get motivated.  Finding motivation to track expenses, think critically about your spending, and then to put it all into a spreadsheet can be very difficult.  To get over that hump you need to think of something positive to motivate […]

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It’s All About The Money

by on July 27, 2011

Why not launch our money blog with a quick article about why we are writing about money?  While we know money isn’t everything and that it can’t buy you happiness, it sure comes in a close second.  On the reverse side, look at all of the problems caused by not having money.  Many marriages are […]

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