There is a pretty common retirement planning rule of thumb that says that you can withdraw 4% of your savings each year during retirement. It is referred to as the 4% rule. As with all rules this simple, there are drawbacks to using it as your only source of retirement planning, but when used with other […]
If you’ve talked to a financial planner about retirement, you’ve probably heard at least a little about creating a trust fund for retirement. In summary, a retirement trust fund is an irrevocable trust whereby assets (money, securities, property) are transferred to a trust and then managed by a trustee for the benefit of the primary […]
If you’re over 30 you should’ve started at least thinking about retirement. If you’re really motivated, you should not only be thinking, but also planning for early retirement. As far as I know, everyone wants an early retirement. However, if you’re lucky enough to save for one, should you really take it? Let’s look at some […]